Calculators

Uses new-regime tax with a ₹75,000 salary deduction and excludes professional tax, bonuses, perquisites, employer contributions and special-rate income.

Uses the standard reducing-balance EMI formula with monthly compounding and a constant stated rate. Actual lender instalments can differ because of fees, rate resets, rounding, insurance or repayment timing.

Illustrates an ordinary annuity with equal payments at the end of each period and a constant return during payout. It is not an insurer quotation and ignores product charges, taxes, mortality features and changing returns.

This is a limited quick-reference dataset, not the complete tariff. Confirm classification and rate from the official GST/CBIC source before filing.

For the earlier-of-credit-or-payment event on or after 1 April 2026, TDS is governed by the Income-tax Act, 2025. This calculator deliberately uses rate categories rather than old section numbers. Thresholds, payee status, PAN, lower/nil deduction orders, special provisions and cross-border rules must be checked separately.

General non-presumptive schedule: cumulative 15% by 15 June, 45% by 15 September, 75% by 15 December and 100% by 15 March. Verify eligibility and current law.

Returns are not guaranteed. The calculation assumes a constant monthly rate and contribution at the beginning of each month.